Refer & Earn App: Your best bet for making money online in 2022 and beyond

‘Make money online’ is a buzzword these days. Money-making apps are all around, giving opportunities to make money easily. These apps play a crucial role in helping people increase their income or earn extra money to supplement income, pay off debt, buy the desired product, travel, or fund a hobby. Today most companies, especially banks and financial institutions, have their own refer and earn apps to acquire more customers through recommendations. 

With a referral app, a business encourages its loyal customers to recommend its products or services to people they know, for which it compensates them with a remuneration. If you are a student, budding entrepreneur, housewife, insurance agent, or part-time job seeker, you have an exciting opportunity of earning not less than 50K online sitting at home. It makes you wonder, ‘how to earn money from home’. With a refer-and-earn app, you can do it by referring people you know and building a strong network of referrals.  

IDFC FIRST Bank offers you the best money earning app with high earning potential and good app store ratings. The simple registration process helps you become a personal loan referral partner of the bank and refer its financial products to your family members, friends, colleagues, and neighbours. How does it help you make money on a long-term basis?


  • Be an associate via MyFIRST Partner App

IDFC FIRST Bank proactively helps those who want to earn more money through its MyFIRST Partner app without any investment. To use the app, you have to download the app from Google’s PlayStore or Apple’s App Store and register by submitting your personal details like the full name, address, date of birth, mobile number, email address, and bank account number. Also, you need to upload supporting documents like:


  • A passport-size photo
  • Scanned copies of your PAN Card and Aadhaar Card or Voter ID
  • Your bank details like the account number and IFSC Code
  • GSTIN details, if any


The registration process requires you to verify the details by providing the one-time password (OTP) you will receive on your registered mobile phone. Once you have done it successfully, you can start getting referrals.  


If you are an Indian citizen and above 18 years old, you can become a referral partner. You need a bank account too to receive your referral incentive.  


  • Promote it by building a strong referral network

If you are successful in referral marketing, the MyFIRST Partner App will be an exciting business opportunity for entrepreneurs and people on self-employment. You may find your friends or relatives looking for some financial advice. It includes getting instant loans during an emergency. Helping them apply and acquire a loan at flexible terms will help you establish trust with them and build a strong referral network. All you need to do is to put in a conscious effort by listening to people and solving their problems. 


  • Help your people get a personal loan

People need financial assistance for marriage, children’s education, home renovation, debt consolidation, holiday trips, and medical expenses. IDFC FIRST Bank offers instant loans to apply online. Such loans are offered at flexible instalment periods, competitive interest rates, and low processing fees.  


Through the MyFIRST Partner App, you can help eligible people apply for a loan of up to 40 lakhs. The paperless process requires you to submit digital copies of your PAN Card and Aadhaar Card and the last 3-month bank statement. After verification, the loan amount is credited to the applicant’s bank account. In the process, you make money, which is a certain percentage of the sanctioned loan amount.   


  • Receive exciting rewards

Once you have built a referral network, there is no looking back. You need to proactively share the personal loan refer-and-earn program across various platforms, whether online or offline. It helps you get more customers, which will help you earn incentives credited to your account every week and exciting rewards. 

If you are looking for the best money-making app in 2022, here it is, IDFC FIRST Bank’s MyFIRST Partner App. Download it now! 


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